Insurance & Financing Options

Flexible Ways to Plan for Dental Care That Fit Your Budget

Planning for dental care can feel easier when you understand your options. We offer helpful guidance on insurance and financing so you can make informed decisions for yourself and your family.

Cost should never be the reason a family postpones dental care. We understand that treatment plans arrive with real financial questions attached, and we would rather answer those questions honestly upfront than watch a small problem grow into an expensive one. Our team walks you through every option available before treatment begins, including what your plan covers, what it does not, and how the remaining balance can be structured. You leave that conversation knowing exactly where you stand, with no figures appearing later that you did not expect.

Families across Winterville, Greenville, and the surrounding East Carolina communities work with different budgets and different coverage situations. For patients without dental insurance, our in-house membership plan covers routine care at a predictable annual rate with no waiting periods and no annual maximums. For larger treatment, we partner with third-party financing companies that break the cost into manageable monthly payments. Whatever your situation looks like, our insurance coordinator will help you find the path that works, so the decision comes down to your health without worrying about cost.

CareCredit
CareCredit, a trusted healthcare financing option, offers convenient payment plans to fit your budget. Invest in your oral health with confidence.

NO Credit Score Impact Until Plan Selected.

Bite-sized payments, big smiles! Cherry Payment Plans offer easy-to-use financing options to make your dental care more accessible.

NO Credit Score Impact Until Plan Selected.

Sunbit technology approves the majority of applicants for dental financing from $50 to $20,000 with flexible pay-over-time options.

NO Credit Score Impact Until Plan Selected.

Meet Your Doctor

A Gentle Approach to Every Smile and Visit

Dr. Kaitlyn Spencer leads our practice with a warm, family-focused approach to care. We take time to answer your questions, understand your goals, and create a treatment plan that feels right for you and your family.

Dr. Kaitlyn Spencer

DMD

Dr. Kaitlyn, our practice owner and dentist, brings compassionate, family-focused care to every patient she sees. A proud Ayden, NC native, she graduated from D.H. Conley High School before completing her undergraduate studies at the University of North Carolina at Chapel Hill and earning her dental degree from East Carolina University School of Dental Medicine. She’s an active member of the North Carolina Dental Society and the East Central Dental Society.

Since joining our Winterville practice in July 2019, Dr. Spencer has loved building lasting relationships with patients across our community. Outside the office, she cheers on the Tar Heels and Braves with her husband, Trevor, their two children, and their dog, Chipper.

500+

Smiles Restored

3D

Imaging

4.9

Average Rating

100+

Implants Placed

2

Membership Plans

What Patients Share

Stories of Compassionate Care and Confident Smiles

Patients share how welcoming care and thoughtful communication shape their experience with us. By focusing on your comfort, we help create visits that feel supportive from beginning to end.
They really care about their patients and make sure that you’re well taken care of. Everyone there is great! Dr. Spencer is amazing!

Katy

2 months ago
Lovely office. Wonderful people

Danny Daniels

2 months ago
A little background: I had some really painful dental experiences as a child/teen and have avoided dentists for most of my adult life. So, it’d been more than 15 years since I’d been to one. But my medical doctor kept on me about going, and since I knew my childhood fillings were turning 50 years old, I finally got the courage to find a dentist. I searched Google, read reviews, and decided to give Beacon Dental a try. I admit that on the day of my appointment, I was hoping there’d be a power outage or some minor event that would cause them to have to cancel. But no such luck! And I’m glad because I had a very positive experience there. EVERYONE was kind and respectful, gave no judgement, and were very patient. They always took the time to tell me what they were going to do and to ask me if I was in any discomfort at all (I wasn’t) before doing the next step. Together we formulated a treatment plan – how many times do you get to say THAT when dealing with any healthcare provider – one that I can live with and uses small steps to get those old fillings taken care of. And they offered a variety of payment options so that I won’t struggle to afford the care I need. So, if you’re like me, with a dentist-phobia, I’d highly recommend them. They make you feel safe and comfortable.

Leona Mason

2 months ago
Visited there again today and the service was impeccable as always

Lashay Basnight

2 months ago
Always very pleasant And interested in your dental needs and as you as a person. Very nice office and everyone seems very knowledgeable I think Dr. Spencer is wonderful!!

Suzie Rankin

3 months ago
Oral care at Beacon Dental is a very pleasant experience. All of the staff are friendly and knowledgeable. Dr. Spencer is phenomenal. From cleanings to crowns and even an appliance to treat sleep apnea, I have been pleased with my care at Beacon Dental and highly recommend!

Amy Hines

3 months ago

You Could Be the Next Smile Story We Help Create

Our Location

Your Neighborhood Dental Home in Winterville

Conveniently located in the heart of Winterville, our office welcomes families from Greenville and surrounding East Carolina communities. You’ll find easy access, a warm team, and comprehensive care that makes every visit feel close to home.

Find Us Easily and Plan Your Visit Today

Flexible Paths Toward Needed Care

Your Care Can Feel More Manageable with Monthly Payments or Membership Savings

A Confident Smile Starts with Care Built Around You (7)

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Contact us today and experience the difference of personalized, compassionate dental care.

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Get Your Orthodontic Pricing and Information Guide!

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Get Your Wisdom Teeth Information Guide!

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Download our Dental Implant Pricing & Information Guide

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Download Your Guide to Teeth Grinding!

Fill Out the Form Below and You Will Receive a Text/Email With Your Solution-Guide To Teeth Grinding.